SaySo vs Payhip: fees, features and who each one suits (2026)

Payhip is one of the fairest pricing models in this space, and I mean that. Every plan gets every feature, and you only choose how you'd rather pay: a bigger cut per sale, or a monthly fee. So this comparison comes down to two things... what you actually need, and how much you sell.

SaySo vs Payhip at a glance

What a $2,000 month costs on each

Say you sell 40 copies of a $50 product in a month, all on US cards through Stripe. Stripe's standard rate is 2.9% + 30¢, so processing comes to $70 on every platform here.

At this volume, Payhip Plus is the cheapest Payhip plan, and SaySo comes in about $40 to $50 a month under it.

But look at the low end too. Payhip Free costs nothing until you sell, so if you're selling less than about $380 a month, Payhip Free is cheaper than SaySo at $19. (5% of $380 is $19, which is where the two cross.) SaySo's own home page says the same thing in its own words: skip it if you're selling less than about $200 a month.

One more thing worth weighing honestly. Payhip's price includes sales tax and VAT handling. If you sell to buyers in the EU or UK, that's real work Payhip takes off your plate, and SaySo doesn't do it.

Where Payhip is the better pick

• You sell more than digital downloads. Courses with quizzes and certificates, memberships, physical products and software license keys all live in one place on Payhip. SaySo doesn't host courses or ship physical goods.
• You sell to buyers in the EU, UK or Canada. Payhip collects and remits VAT and sales tax for you at no extra fee. That's a big deal, and it's the honest headline of this whole comparison.
• Your buyers want PayPal. Payhip takes PayPal and a long list of regional gateways. SaySo is Stripe only for now.
• You're just starting out. Payhip Free costs nothing until you make a sale. If you're selling under about $380 a month, it's the cheaper choice.
• You want affiliates or cart recovery today. Both are built into every Payhip plan. On SaySo, affiliates are still coming and abandoned checkouts don't send emails yet.

Where SaySo fits better

• You sell steadily and want the lowest monthly cost. Once you're past about $380 a month at SaySo's $19 founding price (about $580 at $29), SaySo's flat price beats every Payhip plan. On a $2,000 month that's about $40 to $50 back in your pocket, every month.
• You'd rather run your store from a conversation. Connect Claude and you can say "make me a new product from these notes" or "change my store colors" and watch it happen. New discount codes and price changes come to you as an approval link before anything goes live, and Settings › Activity shows what you did, what your Claude did and what SaySo did.
• You want a proper funnel on each product. Every product can carry one order bump, one upsell after purchase and one downsell if the buyer says no thanks.
• You run more than one brand. One SaySo account holds up to three stores, each with its own design and its own Stripe connection.
• You'd like your email list where it already lives. SaySo connects to Bento, Kit, beehiiv, MailerLite, ActiveCampaign and Flodesk, plus a webhook for anything else.

What SaySo doesn't do yet

I'd rather you know now than find out in month three.

• No sales tax or VAT handling. SaySo doesn't calculate, add or remit tax at checkout, so working out what you owe is on you. If that's a dealbreaker, Payhip wins this one outright.
• Stripe only. No PayPal yet.
• No courses, member areas or physical products. SaySo is built for digital downloads, video links, lead magnets and booked services.
• No affiliates yet. It's on the way, not here.
• No abandoned checkout emails. You can see where people stopped at checkout, but not who they are, and SaySo doesn't email them.
• No marketplace. Payhip has one, which it says reaches millions of buyers. SaySo's is still coming.

FAQ

Is Payhip cheaper than SaySo? It depends on how much you sell. Below about $380 a month, Payhip Free is cheaper because it costs nothing until you make a sale. Above that, SaySo at the $19 founding price is cheaper than every Payhip plan. At the $29 price the crossover is about $580.

Do I still pay Stripe fees on SaySo? Yes. Card processing goes to Stripe at its standard rates on both platforms. SaySo adds no fee on top of that.

Does SaySo handle VAT like Payhip does? No. Payhip collects and remits EU and UK VAT and US and Canadian sales tax for you. SaySo doesn't calculate or add tax at checkout, so that's yours to manage.

Can I take PayPal on SaySo? Not yet. SaySo works with Stripe only.

Where does my money go on each? On both, sales are paid into your own payment account. On SaySo that's your Stripe account. On Payhip it's your Stripe or PayPal account, right after the sale.

Can I sell courses on SaySo? Not as hosted courses with lessons and progress tracking. You can sell a video link, a download or a payment plan, but if you need a course platform, Payhip has one built in.

Can I move from Payhip to SaySo? Yes. You can export your customer list from Payhip as a CSV, rebuild your products in SaySo, and connect your Stripe account. I've written a separate step-by-step guide on switching from Payhip.

Sources

All checked October 29, 2026.

• Payhip pricing: plan prices, per-sale fees, processor fees on every plan, paid right after the sale, VAT and sales tax handling
• Payhip features: what you can sell, supported gateways, order bumps, cart recovery, affiliates, marketplace, public API, Zapier
• Payhip customer export: exporting your customer list as a CSV
• Stripe pricing: 2.9% + 30¢ on US cards
• SaySo's home page and help center for SaySo's price, features and what Claude can change